Estate planning is sometimes a difficult topic to think about. It makes us not only take an inventory of the fruits of our life's labors, but to also consider our own mortality.
Who Will Make Health Care Decisions On Your Behalf?
A Health Care Directive is a document that directs medical treatment and medications you would want to receive when you become disabled and cannot express your own wishes.
A Crucial Part Of An Estate Plan
One of the most important pieces of a person's estate plan is the Health Care Directive. Simply put, the Health Care Directive (or HCD for short), spells out how a person wants to be cared for when they become disabled. I say when they become disabled, because people are six times more likely to become disabled than die in a given year. We will all be disabled at one point; it could be the last 20 minutes of our life or the last 20 years.
An Important Estate Planning Document
One of the most important estate planning documents is your Living Will. A Living Will directs what medical treatment and medications you should receive when you become disabled and cannot express your own wishes. Living Wills are designed to protect you and your family.
When You Go To A Minnesota Hospital
When you are taken to a hospital in Minnesota from an accident or illness, it may be too late to prepare the documents to assure you the care you want or to provide access to your medical information for your loved ones. This could create a major issue when your family is faced with making a decision on the type of treatment you receive.
What If This Happened To You?
You are in a car accident and you are knocked unconscious. You are taken to the hospital emergency room in Minnesota. Shortly after that, your daughter arrives and asks about your condition and what are your prospects. The nurse looks in your patient file and says to your daughter "I'm sorry but I can't tell you anything about that person's condition. I can't even confirm whether they are here." That can be a terrible shock to your daughter but the nurse is simply following the law.